BillZen

Free Bill Tracker

Track your most important bills for free. No bank connection needed.

Most bill trackers either want access to your bank account or lock basic reminders behind a subscription. BillZen's free plan gives you a real bill tracker: recurring bills, reminders, and a clear view of what's coming up.

Add your rent, utilities, insurance, and subscriptions once. BillZen schedules every future payment, reminds you before each due date, and keeps a history of what you've paid.

Everything you need, free

No credit card. No bank connection. Just your bills, organized.

Payment Reminders

Get reminded before each bill is due so you never pay a late fee again.

Recurring Bills

Monthly, quarterly, yearly, or custom. Add a bill once and every future payment is scheduled.

Upcoming Payments

See what's due in the next 7, 30, or 90 days and how much you need.

Payment History

Mark bills as paid and keep a record of every payment.

Variable Amounts

Record the real amount for bills that change each month, like electricity.

No Bank Connection

You decide what to track. No account linking, no ads, no data selling.

Why BillZen has a free plan

  • Never missing a bill shouldn't cost money.
  • No ads and no data selling — ever.
  • Up to 5 active bills with reminders included.
  • No bank connection or sensitive financial data needed.
  • Upgrade only if you want unlimited bills or forecasting.

Need more? There's Pro.

BillZen Pro is $5/month — unlimited bills, advanced reminders, forecasting, and a monthly reserve calculation. Family adds shared bills for your household.

Start tracking your bills — free

No credit card. No bank connection. Open BillZen and add your first bill in seconds.